Looking to promote insurance and earn commissions? You’re in the right place! The global insurance market is huge—and it’s still growing. From health and auto to life and business insurance, there’s always a demand for coverage.
That means plenty of opportunities to earn through affiliate programs. But with so many options out there, finding the best ones can be tricky.
Don’t worry—we’ve researched for you! Here’s a list of the best insurance affiliate programs that offer great commissions, trusted brands, and strong conversion rates. Let’s dive in!
Why is the Insurance Affiliate So Popular?
Following the insurance industry, its affiliates are also getting colossal coverage these days. The most important reason behind this is the money. Just like the insurance business, the affiliates also make a lot of money in this field.
Even if you decide to join a small program with very little commission, you will end up getting a decent amount of money.
It's simple to understand that everyone needs insurance. And if they get a reference from someone they know, it would be easy for them to trust. So, Insurance Affiliate programs are opening doors and windows of opportunities for social media marketers.
The top three reasons why insurance affiliates are so popular are as follows.
#1 Customer Base Is Massive
As discussed above, you can gather many customers to buy from the link of your insurance affiliate program. Everyone needs insurance, and unlike other niches, you are more likely to make huge sales.
#2 Opportunity to Work with Reputable Companies
Almost every insurance company allows affiliate programs. If you sign up with the top companies, it will give them more customs, but your reputation will also increase. Your viewers will trust you more as you collaborate with big companies, and as a result, they are more likely to buy the plans you recommend. So, it's all a cyclic process.
#3 Always on The Go
Insurance affiliate marketing is never going to end on your platform. If the customers get satisfied with the service, they will again buy it through your link, and you can earn more than once through the same customers. So, it's a win-win situation!
Best Insurance Affiliate Program in 2025
You may find various Insurance affiliate programs on the internet. With the advent of technology, almost all insurance companies work with affiliates. It isn't very easy to choose a program in such a situation, especially in such a diverse field.
That is why we have brought you the top ten insurance affiliate programs from several niches. Selecting from the top ten options is a much easier task than choosing from thousands of options. So, keep reading!
#1 Allianz Worldwide Care Affiliate Program
If you are a travel blogger or even if your channel or page is related to travel or destinations, you can go for this program. Allianz Travel is a reputed travel insurance company with more than 20 million customers.
To help solve any travel-related concerns, the organization has formed partnerships with a number of airline companies, travel agents, and hotels. Renowned CJ Affiliates handle this company's affiliate program.
If you want to be an insurance affiliate for this company, all you need to do is to sign up with them. After successful registration, they will provide you with a unique link. You will get a commission if your customers click on that link and subscribe to their insurance plan.
For each sale, you can get up to $25. Allianz Travel has a 45-day cookie life. Along with that, you also get access to cross-device tracking and graphic material for your blog or channel to promote the brand.
#2 Gabi Personal Insurance Affiliate Program
The functioning of Gabi is more like how you work as an affiliate. It is a free platform to help its customers get the best insurance. It helps customers save almost $961 per year.
Gabi is not an insurance company. It is partnered with several top insurance companies, including travel insurance, health insurance, automobile insurance, pet insurance, etc. Gabi earns by the commissions the partnered companies pay it.
By being an affiliate partner of Gabi, you will introduce it to thousands of your readers. Because of its top partners, you will also get good recognition on your site in return. As a result, your business will grow.
#3 PetPlan Insurance Affiliate Program
If you are a pet lover and your channel concerns your pet's diet plan or anything related to pets, you can choose this affiliate program.
PetPlan Insurance Company is a pet health insurance company. For all pet lovers, their pet's health is the top priority. Thus, PetPlan takes care of all the health-related expenses, from surgeries to hydrotherapy of the pets.
If you wish to be an affiliate for this program, go to their affiliate program site and apply for affiliation. Soon after the registration, you will get a confirmation mail within 24 hours, and you will be ready to go.
As an affiliate, you will get a direct deposit of monthly lead compensation payments and full-time company support. In addition, you will also get access to real-time performance tracking and ready-made banners for the company's promotion.
However, Petplan is very particular about its affiliating policies. So, you will have to strictly follow the company's terms and conditions while making promotions.
#4 Lemonade Insurance
Lemonade is an overall insurance service where you can get insurance for your house, pets, cars, and life. So, no matter what niche you work in, you can always consider choosing a lemonade insurance plan.
It has a 4.9-star rating in the Apple Store and has ranked top by Supermoney, Cleasurance, and others. The company uses the latest technology and procedures for insurance plans. So, you don't need to think twice about your reputation before you choose this program.
Lemonade Insurance Company considers bloggers, influencers, recognized brands, and media companies for their affiliate program. Thus, if you fall in the above category, you can be a part of it. Sign up with their program, and their team will contact you if you qualify. Once you get it, start rolling in money!
The affiliates get updated reports on their campaigns and customized content to post on their accounts for promotion. With lemonade, you can earn a good number with each sale.
#5 Hiscox Insurance
Hiscox provides insurance to small businesses. It specializes in specialty markets, such as property and casualty insurance for firms and wealthy individuals. It also provides coverage against risks such as computer hacking, kidnapping, and satellite damage, among others. If a significant amount of your audience is small business owners, this is the option for you.
You get great perks as a Hiscox affiliate. You can earn $25 for every completed quote that is traced back to you. Registration as an affiliate is straightforward, and after the process, you can download the banner and start advertising.
Hiscox also provides you with an affiliate manager to look into your issues. Moreover, the individual links they provide contain the most effortless procedure for the customers. Special incentives are also given to the top performers.
#6 eHealth Insurance Affiliate Program
The award-winning eHealth affiliate program is an excellent way to partner with a significant online health insurance provider. Since its foundation in 1997, eHealthInsurance provided the first Internet-based sale of a health insurance policy.
eHealth provides online health insurance for individuals, families, and small businesses. The customers can examine rates, compare plans side-by-side, and apply for health insurance on one site alone.
If you want to be a part of its affiliate program, you must first register as a CJ Affiliate. The commission rate at eHealth varies according to the applications.
For each family health insurance plan, the commission amount is $50. For each Short-Term Health Insurance plan, you will be paid $10, For each Student Health Insurance Plan, the commission is $20, and the Dental Health Insurance plan gives a commission amount of $10. The highest commission is for the Small Business Group Health Insurance plan, which is $75 per sale.
eHealth has the highest cookie life of 120 days. In this way, your customers are more likely to consider the policy. As a result of the company's popularity, there's a good chance you'll wind up making a lot of money from your site. So, overall, this is a pretty good deal to earn as an affiliate.
#7 CargoCert
CargoCert insurance company mainly provides cargo insurance. Be it ocean cargo, air cargo, road cargo, or rail cargo, CargoCert takes charge. Since the insurance is for bulk commodities, CargoCert provides an instant certificate to subscribers after they claim the insurance. Now, if you think your audience can be interested in these types of insurance, CargoCert is the best in this category.
CargoCert does not charge any fee for its affiliates. All you need to do is sign up with the company. While registering, you need to answer a few fundamental questions about your business and identity. Once the registration is done, they will provide you with a tracked link and your personal account portal to track your progress and reach the affiliate support team.
You can use the link on your website or by email marketing to attract customers. Once a customer gets a certificate after subscribing, you will get the referral fee. You can also share the links individually with people you think might be interested in buying the insurance plan.
The more customers you bring, the more money you earn. There is no limit to earnings as a CargoCert affiliate. At the end of the month, you will get a check with your referral fees.
#8 Esurance
Esurance is an automobile insurance company established in 1999. Since then, they have been among the top leading automobile insurance companies around the globe and is a member of the Allstate family.
It sells insurance for automobiles, homes, motorcycles, and rental vehicles directly to consumers via the internet and phone. If you make blogs and videos on automobile reviews or the like, this is a good choice.
Esurance's high conversion rate can be attributed to its straightforward quote process. Just like the others, it is also a member of CJ Affiliate. You can get a chance to make $10 to $13.33 for every quote you generate.
They will also give you access to their logos, banners, and links for your promotion purposes. Moreover, partnering with such a reputable company will also enhance your business.
#9 Globelink International
Globelink is a travel insurance company that operates from different countries as branches. You can go for this affiliate program if you are a blogger, travel agent, or even an insurance consultant.
Globelink takes good care of its affiliates and has many perks for them. The quote engine provided by the company is quick and easy and can be operated through mobile phones. It also offers customized banners for blogger affiliates.
You don't even have to make an immediate sale to earn money. You can get paid by inducing a deal, even if the customer is not immediately interested in the plan.
Globelink provides 10-20% commission per sale, and they make payments monthly. If you are a blogger, you can get easy plugins for WordPress. Globelink also organizes contests for the affiliates.
#10 Haven Life
Haven Life provides life insurance programs. Its insurance procedure is easy, cheap, and dependable. Along with Life insurance plans, it also offers annuities to individuals and families.
It is a reputed and well-recognized platform. The most important reason for its popularity is its partnership with MassMutual.
FlexOffers looks after this company's affiliate program and has taken charge of the sign-up process for the affiliates. The commission rate is $24 per sale with numerous other perks, such as banners and customized content for your website. The cookie duration of Haven Life is 30 days.
Conclusion
The insurance industry is massive. Whether you work with a big company or a small one, what really matters is making money. Even smaller insurance affiliate programs can pay really well. Plus, as mentioned in this article, the demand for insurance is high, so there’s always a chance to earn.
But promoting insurance isn’t easy. You need experience and good knowledge of the niche. That’s why it’s important to research every program before joining and make sure it matches the content you create.
By following these steps, you’ll be on the right path to success. So, take the first step and start choosing the best program for you!
Frequently Asked Questions
What is the Highest Percentage of Commission in an Insurance Affiliate Program?
In insurance Affiliate Programs, the commission is generally kept fixed. But in some cases, percentages are used. If you are getting 10-30% of the sale, you are fortunate. Not more than 20-30% is offered in Insurance Affiliate Programs. The Maximum percentage is 10%. However, very few companies may give their affiliates a 20-30% commission. But however, you get into these Insurance Affiliate programs, it is always a huge amount.
How do I Get Paid by Insurance Affiliate Programs?
Mostly, the insurance companies pay their affiliates through PayPal and direct bank transfers. Both of the means are equally used among the companies. The second most used means check. Payment modes like wire transfer, Payoneer, etc., are seldom used.
Can a Beginner Start as an Insurance Affiliate?
Yes, beginners can start insurance affiliates. There are many companies for which there are no eligibility criteria to be an affiliate. However, the harsh truth is that the big insurance companies only select recognized influencers as their affiliate. But you don't have to worry. For your beginning years, you can work with small companies, and as you grow, you can approach the more prominent companies.
